Flexible Financing Options for Your Garage or Home Upgrade
How Financing Works
1. Check Your Options
See your personalized rates in under 2 minutes.
No credit impact. No obligation.
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2. Choose a Monthly Plan
Pick the payment plan that works for your budget — short-term or long-term options available.
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3. Complete Your Project
Once approved, funds are released directly to Durafloor so your project can begin right away.
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DuraFloor has partnered with Hearth, a trusted home improvement financing platform, to offer flexible monthly payment options that make your epoxy floors, metallic coatings, and custom garage upgrades more attainable. With Hearth, you and your family can explore personal loan options with no impact to your credit score during pre-qualification, often see results in minutes, and get funding in as little as 24–72 hours.
Available Plans & Terms
Whether you’re upgrading your garage floor, choosing a metallic finish, or installing custom cabinets, Durafloor makes it easy to finance your transformation.
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• Loan amounts from $2,000–$25,000
• Terms from 2–7 years
• Competitive APR options
• No home equity required
• Check your rate with a soft credit inquiry
• Fast approvals — often same day
• Funds delivered as soon as next day
0% promotional options may be available for qualified customers depending on lender approval.
Why Homeowners Trust DuraFloor for Easy, Affordable Financing
Upgrade Now — Pay Over Time
Financing lets you start your project immediately without delaying upgrades.
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Keep Cash Free for Other Priorities
Invest in your home without draining savings.
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Get a Premium Look for a Comfortable Monthly Payment
Break large projects into affordable installments.
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Secure + Simple Experience
Bank-level encryption, fast approvals, and no-pressure decisions.
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Works for Any DuraFloor Product
Flake floors, metallic floors, custom cabinets, and garage systems are all eligible.
Financing to Help You Build the Garage or Basement You Really Want
Transforming your garage, basement, or workspace is a major upgrade — and financing makes it easier to start the project you want now without waiting months or compromising quality. With DuraFloor's financing partners, you can spread your investment into simple monthly payments, choose terms that fit your budget, and get pre-qualified in minutes without affecting your credit score.
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Whether you're looking for epoxy flake floors, metallic floors, or custom garage cabinets, financing lets you:
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• Start sooner with manageable monthly payments
No large upfront expense — just choose a payment plan that fits comfortably into your budget.
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• Get the exact upgrade you want
Financing allows you to choose the style, colors, cabinet layout, and system configuration you love instead of settling for the cheapest option.
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• Enjoy fast, secure pre-qualification
You’ll know your options instantly, without any impact to your credit and with no obligation to continue.
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• Increase your home’s value and functionality now
A finished garage or basement can boost resale appeal, create usable square footage, and preserve the long-term condition of your concrete — all while allowing you to pay over time.
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Financing is simply a tool: it removes the financial barrier so you can get a DuraFloor transformation that’s durable, custom, and built to last — while keeping your monthly budget predictable.
Financing FAQ's
Does checking my rate affect my credit?
No. Checking your rate uses a soft inquiry and won’t impact your credit score.
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When would my payments start?
Typically 30 days after funding. Exact timing may vary by lender.
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How quickly can I get approved?
Most customers receive financing offers within minutes.
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Do I need home equity or collateral?
No. These are unsecured personal loans.
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How does payment to Durafloor work?
Once you select an offer and finalize approval, funds are released to DuraFloor at the appropriate project
milestones, depending on the lender’s structure.
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What projects qualify?
All DuraFloor services — flake floors, metallic floors, cabinets, and accessories.
Ready to Start Your Project?
See your financing options with no impact on your credit and get your dream space sooner.